Bank heists are much tougher in Payday 2 than Jewellery heists. That’s because banks have more security, including guards and cameras. Additionally, plenty of civilians are present who can call the cops in no time. There are two main ways to tackle this job.
In this guide, we’ll cover both stealth and assault runs of the Bank Heist in Payday 2. We’ll cover every minute detail, including the expected differences, the needed items, and more. Furthermore, we’ll also look at the locations of the bullet trophies and achievements associated with this heist.
The environment changes subtly every time you spawn, including the location of the bank vault. One position is next to the US flag, whereas another is in an open-ish region behind the copier room with a camera. The latter is difficult if you are planning a stealth run.
The Bank Heist Assault Run
For an assault run, you should have at least a couple of friends playing with you, as you will need them to guard certain key positions. Since you’re going directly in for the kill, you won’t need to disable cameras or seek out the manager’s keycard.
Enter the bank, take out any guards, and tie up any civilians to take them as hostages. This delays the arrival of the police, allowing you some much-needed time. Next, head to the vault, position the drill, and start breaching.
Position one player near the front desk to guard the main entrance, one behind the Tellers office, and one in the copy room. In comparison, the last team member guards the drill.
Bain will warn you if a helicopter manages to land on the roof. You can deal with this situation in two ways; Have two people secure the staircase, or send one player to the roof and have them lob a grenade underneath the helicopter to disable it.
Once you open the vault, have one person stay outside and be on the lookout while the others loot. Stay safe, wait for the assault to end, and walk coolly out to the van.
The Bank Heist Stealth Run
Stealth runs in the bank are more difficult than Assault runs. Make your way to the parking lot and locate the bank’s back entrance. Here, you’ll find the manager walking out. Cable-tie him or kill him to acquire the keycard.
And then look around for a guard that might be walking out. Ensure no civilian sees you while cable-tying the manager or the guard.
If you don’t find any guards outside, you’ll have to make two of them surrender when you go for the vault inside. If a camera has spawned near one of the parking lot doors, you can take it out to lure a guard outside and then make him surrender. If he’s trying to compromise your stealth, shoot him.
If the bank manager had the keys on him, you’d need to go to his office next. Go through the staircase, crouching at all times, and do not stop, or you will get caught.
Now that you have the key card, it’s time to tackle the guard looking at the cameras. If you haven’t made two guards surrender yet, this is your last chance. Open the office with the manager’s key card and attempt to make him surrender.
If he doesn’t comply, then you should take lethal action. Now, you should have around one more guard left. It’s best to wait for him near the manager’s office. Once he comes around, take him out and get his pager, too.
Cable ties the civilians in the office and searches for the vault. If it is in the copier office, you can just drill and no one will be here. However, if it’s near the flag and teller’s office, you must take out the Tellers first since they can hit the alarm.
Cable tie anyone remaining, and then start the breaching process.
The Bank Heist Bullet Trophy Locations
The Bank Heist has a special type of collectible called bullet trophies. Once you acquire them, you’ll unlock an achievement and “The Bullet” mask. Below, we’ve listed the locations of all five Bullet Trophies.
Bullet Trophy location #1
The first Bullet Trophy is in the bank tellers’ area. It’s on the back shelf, next to a plant and the bank logo.
Bullet Trophy location #2
For the second trophy, head to the right exterior of the bank. It’ll be found at the base of a tree in a planter along the footpath.
Bullet Trophy location #3
The next trophy is located on the wooden shelf in the copy room.
Bullet Trophy location #4
To locate trophy number 4, head to the manager’s office and look under the table.
Bullet Trophy location #5
The final bullet trophy can be found on the roof. It’ll be between two pipes, up against the bricked wall.
The Bank Heist Anniversary Statues Locations
In addition to the bullet trophies, you can find four Anniversary Statues in the Bank Heist in Payday 2. Do note that these locations are randomized, and not all of them will spawn in a single match
Anniversary Statue Location #1
The first statue can be found on the bench that’s next to the Bank’s entrance.
Anniversary Statue Location #2
The second one is between two square brick stacks in the bank’s parking lot.
Anniversary Statue Location #3
The next statue is found on the roof. It’ll be behind the two pipes, on the wall beyond the door leading to the interior.
Anniversary Statue Location #4
The final anniversary statue can be found on the shelf in the hallway behind the tellers’ kiosk.
The Bank Heist achievements/trophies Payday 2
The Bank Heist in Payday 2 has 35 unlockable trophies/achievements. Below, we’ve listed all of them and their unlock requirements.
| Trophy/achievement | Requirement |
|---|---|
| Saint Francis | Bring the 2 punks in the parking lot to the van without letting them die or get away, on Overkill difficulty or higher |
| The Only One That is True | Locate and pick up the five bullet trophies |
| A Good Haul | Secure loot worth $400,000 in any variation of the Bank Heist |
| Bank Robbery for Dummies | Complete the Bank Heist (Random job) on Normal difficulty or higher |
| Random Access Larceny | Complete the Bank Heist (Random job) on Hard difficulty or higher |
| Trustee Robbers | Complete the Bank Heist (Random job) on Very Hard difficulty or higher |
| Winning the Loottery | Complete the Bank Heist (Random job) on Overkill difficulty or higher |
| Show me the Money | Complete the Bank Heist (Random job) on Mayhem difficulty or higher |
| Because That’s Where the Money is | Complete the Bank Heist (Random job) on Death Wish difficulty or higher |
| Hey, It Looks Like You are Robbing a Bank | Complete the Bank Heist (Random job) on Death Sentence difficulty or higher |
| Return on Investment | Complete the Bank Heist (Random job) on Death Sentence difficulty while the One Down mechanic is in use |
| No Thermal Drill was Harmed During the Heist | Complete the Bank Heist (Cash job) on Normal difficulty or higher |
| Harvest & Not So Trustee | Complete the Bank Heist (Cash job) on Hard difficulty or higher |
| Waddles of Cash | Complete the Bank Heist (Cash job) on Very Hard difficulty or higher |
| Dolla Dolla Dolla Bling Bling! | Complete the Bank Heist (Cash job) on Overkill difficulty or higher |
| Cash Only Please | Complete the Bank Heist (Cash job) on Mayhem difficulty or higher |
| Cash is King | Complete the Bank Heist (Cash job) on Death Wish difficulty or higher |
| Rich Man’s World | Complete the Bank Heist (Cash job) on Death Sentence difficulty |
| All About the Green | Complete the Bank Heist (Cash job) on Death Sentence difficulty while the One Down mechanic is in use |
| Lockpicker | Complete the Bank Heist (Deposit job) on Normal difficulty or higher |
| Taking a Deposit | Complete the Bank Heist (Deposit job) on Hard difficulty or higher |
| Master of Unlocking | Complete the Bank Heist (Deposit job) on Very Hard difficulty or higher |
| Veni, Saw, Vici | Complete the Bank Heist (Deposit job) on Overkill difficulty or higher |
| Keep on Boxing | Complete the Bank Heist (Deposit job) on Mayhem difficulty or higher |
| Yes Hello, I’d Like to Make a De-paws-it | Complete the Bank Heist (Deposit job) on Death Wish difficulty or higher |
| Lockpicking Masters | Complete the Bank Heist (Deposit job) on Death Sentence difficulty |
| Just one more | Complete the Bank Heist (Deposit job) on Death Sentence difficulty while the One Down mechanic is in use |
| Taking the Bars | Complete the Bank Heist (Gold job) on Normal difficulty or higher |
| We are Golden | Complete the Bank Heist (Gold job) on Hard difficulty or higher |
| Goldmember | Complete the Bank Heist (Gold job) on Very Hard difficulty or higher |
| Came for the Money. Stayed for the Gold | Complete the Bank Heist (Gold job) on Overkill difficulty or higher |
| Gold Rush | Complete the Bank Heist (Gold job) on Mayhem difficulty or higher |
| Striking Gold | Complete the Bank Heist (Gold job) on Death Wish difficulty or higher |
| Nothing Glitters Like Gold | Complete the Bank Heist (Gold job) on Death Sentence difficulty |
| Fort Knoxed Down | Complete the Bank Heist (Gold job) on Death Sentence difficulty while the One Down mechanic is in use |
