Payday 2 Bank Heist Walkthrough Guide

How to go about bank heist in Payday 2? Read to learn more

Bank heists are much tougher in Payday 2 than Jewellery heists. That’s because banks have more security, including guards and cameras. Additionally, plenty of civilians are present who can call the cops in no time. There are two main ways to tackle this job.

In this guide, we’ll cover both stealth and assault runs of the Bank Heist in Payday 2. We’ll cover every minute detail, including the expected differences, the needed items, and more. Furthermore, we’ll also look at the locations of the bullet trophies and achievements associated with this heist.

The environment changes subtly every time you spawn, including the location of the bank vault. One position is next to the US flag, whereas another is in an open-ish region behind the copier room with a camera. The latter is difficult if you are planning a stealth run.

The Bank Heist Assault Run

payday 2 bank heist assault run

For an assault run, you should have at least a couple of friends playing with you, as you will need them to guard certain key positions. Since you’re going directly in for the kill, you won’t need to disable cameras or seek out the manager’s keycard.

Enter the bank, take out any guards, and tie up any civilians to take them as hostages. This delays the arrival of the police, allowing you some much-needed time. Next, head to the vault, position the drill, and start breaching.

Position one player near the front desk to guard the main entrance, one behind the Tellers office, and one in the copy room. In comparison, the last team member guards the drill.

TIP

Do not leave the drill unattended. Police officers will shut it down if they get close enough to it.

Bain will warn you if a helicopter manages to land on the roof. You can deal with this situation in two ways; Have two people secure the staircase, or send one player to the roof and have them lob a grenade underneath the helicopter to disable it.

FYI

If you don’t disable the helicopter or its crew fast enough, they’ll deploy tear gas into the ventilation shafts which makes the entire ordeal much more difficult.

Once you open the vault, have one person stay outside and be on the lookout while the others loot. Stay safe, wait for the assault to end, and walk coolly out to the van.

TIP

In certain cases, once you breach the vault door, another gate may be inside. You can’t lockpick it, so you must acquire the key chain in the mission preparation menu to unlock it.

The Bank Heist Stealth Run

payday 2 bank heist stealth run

Stealth runs in the bank are more difficult than Assault runs. Make your way to the parking lot and locate the bank’s back entrance. Here, you’ll find the manager walking out. Cable-tie him or kill him to acquire the keycard.

TIP

If the manager does not have the keycard on him, it’ll be on his office desk.

And then look around for a guard that might be walking out. Ensure no civilian sees you while cable-tying the manager or the guard.

If you don’t find any guards outside, you’ll have to make two of them surrender when you go for the vault inside. If a camera has spawned near one of the parking lot doors, you can take it out to lure a guard outside and then make him surrender. If he’s trying to compromise your stealth, shoot him.

FYI

In the parking lot, you’ll encounter two NPCs who you can tie up and take to your van to unlock the Saint Francis achievement. These NPCs are known as Wick Hostages, a reference to the movie John Wick.

If the bank manager had the keys on him, you’d need to go to his office next. Go through the staircase, crouching at all times, and do not stop, or you will get caught.

Now that you have the key card, it’s time to tackle the guard looking at the cameras. If you haven’t made two guards surrender yet, this is your last chance. Open the office with the manager’s key card and attempt to make him surrender.

If he doesn’t comply, then you should take lethal action. Now, you should have around one more guard left. It’s best to wait for him near the manager’s office. Once he comes around, take him out and get his pager, too.

Cable ties the civilians in the office and searches for the vault. If it is in the copier office, you can just drill and no one will be here. However, if it’s near the flag and teller’s office, you must take out the Tellers first since they can hit the alarm.

Cable tie anyone remaining, and then start the breaching process.

The Bank Heist Bullet Trophy Locations

The Bank Heist has a special type of collectible called bullet trophies. Once you acquire them, you’ll unlock an achievement and “The Bullet” mask. Below, we’ve listed the locations of all five Bullet Trophies.

Bullet Trophy location #1

The first Bullet Trophy is in the bank tellers’ area. It’s on the back shelf, next to a plant and the bank logo.

Bullet Trophy location #2

payday 2 bank heist bullet trophy location 2

For the second trophy, head to the right exterior of the bank. It’ll be found at the base of a tree in a planter along the footpath.

Bullet Trophy location #3

The next trophy is located on the wooden shelf in the copy room.

Bullet Trophy location #4

To locate trophy number 4, head to the manager’s office and look under the table.

Bullet Trophy location #5

payday 2 bank heist bullet trophy location 5

The final bullet trophy can be found on the roof. It’ll be between two pipes, up against the bricked wall.

The Bank Heist Anniversary Statues Locations

In addition to the bullet trophies, you can find four Anniversary Statues in the Bank Heist in Payday 2. Do note that these locations are randomized, and not all of them will spawn in a single match

Anniversary Statue Location #1

The first statue can be found on the bench that’s next to the Bank’s entrance.

Anniversary Statue Location #2

The second one is between two square brick stacks in the bank’s parking lot.

Anniversary Statue Location #3

The next statue is found on the roof. It’ll be behind the two pipes, on the wall beyond the door leading to the interior.

Anniversary Statue Location #4

The final anniversary statue can be found on the shelf in the hallway behind the tellers’ kiosk.

The Bank Heist achievements/trophies Payday 2

The Bank Heist in Payday 2 has 35 unlockable trophies/achievements. Below, we’ve listed all of them and their unlock requirements.

Trophy/achievementRequirement
Saint FrancisBring the 2 punks in the parking lot to the van without letting them die or get away, on Overkill difficulty or higher
The Only One That is TrueLocate and pick up the five bullet trophies
A Good HaulSecure loot worth $400,000 in any variation of the Bank Heist
Bank Robbery for DummiesComplete the Bank Heist (Random job) on Normal difficulty or higher
Random Access LarcenyComplete the Bank Heist (Random job) on Hard difficulty or higher
Trustee RobbersComplete the Bank Heist (Random job) on Very Hard difficulty or higher
Winning the LootteryComplete the Bank Heist (Random job) on Overkill difficulty or higher
Show me the MoneyComplete the Bank Heist (Random job) on Mayhem difficulty or higher
Because That’s Where the Money isComplete the Bank Heist (Random job) on Death Wish difficulty or higher
Hey, It Looks Like You are Robbing a BankComplete the Bank Heist (Random job) on Death Sentence difficulty or higher
Return on InvestmentComplete the Bank Heist (Random job) on Death Sentence difficulty while the One Down mechanic is in use
No Thermal Drill was Harmed During the HeistComplete the Bank Heist (Cash job) on Normal difficulty or higher
Harvest & Not So TrusteeComplete the Bank Heist (Cash job) on Hard difficulty or higher
Waddles of CashComplete the Bank Heist (Cash job) on Very Hard difficulty or higher
Dolla Dolla Dolla Bling Bling!Complete the Bank Heist (Cash job) on Overkill difficulty or higher
Cash Only PleaseComplete the Bank Heist (Cash job) on Mayhem difficulty or higher
Cash is KingComplete the Bank Heist (Cash job) on Death Wish difficulty or higher
Rich Man’s WorldComplete the Bank Heist (Cash job) on Death Sentence difficulty
All About the GreenComplete the Bank Heist (Cash job) on Death Sentence difficulty while the One Down mechanic is in use
LockpickerComplete the Bank Heist (Deposit job) on Normal difficulty or higher
Taking a DepositComplete the Bank Heist (Deposit job) on Hard difficulty or higher
Master of UnlockingComplete the Bank Heist (Deposit job) on Very Hard difficulty or higher
Veni, Saw, ViciComplete the Bank Heist (Deposit job) on Overkill difficulty or higher
Keep on BoxingComplete the Bank Heist (Deposit job) on Mayhem difficulty or higher
Yes Hello, I’d Like to Make a De-paws-itComplete the Bank Heist (Deposit job) on Death Wish difficulty or higher
Lockpicking MastersComplete the Bank Heist (Deposit job) on Death Sentence difficulty
Just one moreComplete the Bank Heist (Deposit job) on Death Sentence difficulty while the One Down mechanic is in use
Taking the BarsComplete the Bank Heist (Gold job) on Normal difficulty or higher
We are GoldenComplete the Bank Heist (Gold job) on Hard difficulty or higher
GoldmemberComplete the Bank Heist (Gold job) on Very Hard difficulty or higher
Came for the Money. Stayed for the GoldComplete the Bank Heist (Gold job) on Overkill difficulty or higher
Gold RushComplete the Bank Heist (Gold job) on Mayhem difficulty or higher
Striking GoldComplete the Bank Heist (Gold job) on Death Wish difficulty or higher
Nothing Glitters Like GoldComplete the Bank Heist (Gold job) on Death Sentence difficulty
Fort Knoxed DownComplete the Bank Heist (Gold job) on Death Sentence difficulty while the One Down mechanic is in use

Ali Hasan is writer at SegmentNext.com with a deep love for immersive action role-playing games and well-crafted narratives. His weapons of choice include controllers and keyboards.